Melio

January 11, 2026

Additional Information

Melio is a cloud-based invoice and bill payment platform that helps businesses manage payments, schedule bills, and sync with QuickBooks easily.

Latest Version	Melio
Requirements	Windows 7/Windows 8/Windows 10/Windows 11
Updated	January 11, 2026
Author	Melio Payments
Category	Office and Business Tools
License	Freeware
Language	English
Download	135

Overview

Melio is a modern payment and invoice management platform built to help small and medium-sized businesses handle their bills more efficiently. Instead of juggling spreadsheets, bank apps, and accounting software, Melio brings everything into one simple dashboard where users can schedule, pay, and track all outgoing and incoming payments.

Designed for both desktop and mobile use, Melio allows businesses to manage cash flow, pay vendors, and receive payments without complicated setups.

What is Melio?

Melio is a cloud-based payment service that lets businesses send and receive money using bank transfers, checks, or credit cards. Even if a vendor does not accept card payments, Melio can still process the transaction and deliver the funds in the preferred format.

It also integrates directly with QuickBooks Online, making it easy to sync bills, track expenses, and keep accounting records up to date.

How Melio works

Add bills

Users can upload invoices, take photos, enter bill details manually, or import them from QuickBooks.

Choose how to pay

You can pay using:

Bank transfers
Credit or debit cards
This gives businesses more flexibility in managing cash flow.

Send payments

Melio sends the payment to your vendor by check or bank transfer. The recipient does not need a Melio account to receive money.

Key Features

Pay multiple bills at once

Instead of paying invoices one by one, you can select several bills and process them together, saving time.

Split payments

Large bills can be divided into multiple payments using different methods, helping businesses control cash flow.

International payments

Melio allows payments to suppliers in supported countries such as the UK, Canada, and Europe, making global business easier.

Approval workflows

Companies can assign multiple users and set approval rules, ensuring that every payment is reviewed before it is sent.

1099 reporting

Melio helps businesses track payments for tax reporting, making it easier to prepare 1099 forms.

Who should use Melio?

Melio is ideal for:

Small and medium-sized businesses
Accounting firms
Freelancers and contractors
Companies that manage many suppliers
Businesses using QuickBooks

Conclusion

Melio simplifies business payments by combining invoices, scheduling, and multiple payment options into one easy-to-use platform. With strong accounting integration, flexible payment methods, and team-based workflows, it helps businesses save time and maintain better control over their finances.

For companies that want a smarter way to pay and get paid, Melio is a powerful solution.